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How to Stop Lying About Money in Your Relationship

If you find yourself lying about money to your partner in your love relationship, you’re not alone. Financial planners and marriage therapists are encountering financial infidelity now more than ever, because many marriages consist of couples with two incomes. Though 96% of North American couples believe complete honesty about financial issues is important, 29% admit to lying to their partners about money.

stop lying about money in love

Money Personalities

If you can’t stop lying about money – or if you think your partner is lying to you – read The 5 Money Personalities: Speaking the Same Love and Money Language by Scott Palmer and Bethany Palmer. Once you know your Money Personality, you can get to the root of money arguments and start really working together. You’ll discover what has an impact on your loved one’s money decisions, and you’ll learn how to talk about money in a way that’s actually fun! You’ll figure out how to put an end to money secrets and lies once and for all.

Financial infidelity can range from lying about the cost of a $50 pair of shoes to hiding a $500,000 investment that went sour. “Money holds a lot of emotional symbolism,” says psychologist Barry McCarthy of the Washington Psychological Center. “Men and women differ in the nature of their infidelity. Men tend to hide income, while women tend to hide excess spending.”


Divorce specialist Linda Cartier adds, “A lot of spouses actually feel that they’re making things better by keeping their purchases and their money habits a secret. They don’t want to argue or have a confrontation.” But, strong relationships aren’t just about emotional, physical and emotional compatibility – they involve financial compatibility as well. Financial infidelity can destroy a relationship as quickly as emotional or other types of cheating.

Being financially faithful involves complete honesty, similar goals, and workable household budgets. New couples may benefit from marriage contracts and full financial disclosures, but even couples who have been married for decades can rethink their money habits – and fix financial infidelities.

How to Stop Lying About Money in Your Relationship

Do you find yourself lying about money in your love relationship? These tips for being honest about your spending and saving habits will strengthen your relationship and increase your financial prosperity.

Accept your spending or saving style. Understand how your and your spouse’s spending styles differ. Different financial styles include being a spender, saver, aggressive investor, cautious investor, etc. When you understand your and your partner’s style, you’re more likely to reconcile your differences.

Talk about money – and your money personalities. Discuss your financial goals, investment portfolios, daily budgets, and last-minute purchases. Don’t forget that lying to your partner about money is financial infidelity, and can drive a wedge in your relationship.

Create a financial plan or household budget. If you’re struggling to save money, hire a financial planner or work out a household budget with your partner. Discuss your retirement goals, investment strategies, tax planning, education plans for the kids, etc.

stop lying about money in relationship

“How to Stop Lying About Money in Your Relationship”

Try a new way to be financially honest. Piggymojo is a new site that helps you save money by increasing communication in your relationship. For instance, you and your partner will declare your financial goal and pick an image to represent it (eg, save $50 a week for your dream vacation). Or, you can save money for different goals. Instead of an impulse buy, make an impulse save! Then, send your partner a text, email, or tweet with “piggymojo”, the amount of money you saved, and name of the thing you choose not to buy. This not only stops you from lying about money in your love relationship, it can help you save more money and create financial abundance! Before you know it, your savings will add up.

Keep some financial accounts separate. You want to be honest about your spending and saving habits, but you also need financial freedom! Make sure you have your own retirement savings, credit cards, bank accounts, and investments in addition to your joint financial portfolio. This money tip protects you from potential financial problems, and increases your sense of independence and personal worth.


If you grew up poor, you may be lying about money for a whole different reason. Learn how growing up poor affects your relationship.

Is your relationship in trouble? Get 7 Steps to Fixing Your Marriage from relationship coach Mort Fertel. It's free and helpful, no strings attached.


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