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Attracting More Money in Love Relationships

Making more money as a couple in a love relationship can be as simple as creating a budget and sticking to it! These financial tips for couples are from money guru Andrew Housser of Bills.com, who says that 75% of couples argue about finances regularly.

“A successful marriage requires falling in love many times, always with the same person.” ~ Mignon McLaughlin.

Fighting about money, debt, mortgage payments, and household bills can make you fall out of love faster than you can say, “Another major credit card bill?!” If you’re serious about securing a sound financial future in your love relationship, read The Couple’s Guide to Love & Money. And, here are Housser’s financial tips for couples…


Attracting More Money in Love Relationships

1. Leave space for financial freedom in your relationship. Allow each person some freedom to spend (or save) a little extra money here and there. “In life, always following a plan can result in frustration – that’s human nature,” Housser said. “Whatever the budget, couples should plan for each person to have some money they can spend on anything they want, without coaching or criticism from their partner. Whether it’s $5 a month or $500 depends on the budget – but have fun with your money.” And remember that husbands and wives handle money differently.

2. Pay off your financial debts. Debt almost never helps you achieve your financial goals as a couple! Know how much you owe, and make a plan to pay your debt off. Pay the most on highest-rate debt. When that’s paid off, move to the next-highest-rate debt. Remember that this applies only to credit card (unsecured) debts. Always pay any secured debts (mortgage, car) first. When your credit card debt is paid, move on to car, student loan and mortgage debt, and then to savings and investments.

 3. Play to your financial strengths. There’s no sense in dividing bill-paying duties evenly when one partner takes to money management like Tiger Woods to golf, and the other gets confused in the check-out line. “Even so, always discuss major purchases, investments, andeven how your financial problems affect your love relationship,” Housser says. Check in at least once a month to be sure both newlyweds understand their financial situation. Both partners should know where to find important papers and how to use the financial system in their home.

 4. Are you a Saver married to a Spender? An important financial tip for couples is to discuss whether you are savers or spenders. Perhaps more importantly, understand your partner’s actual financial situation. Discuss the nitty-gritty of salary, debt, assets, credit scores, child support or spousal support payments from previous relationships, and expectations in terms of returning to school, obtaining other employment, etc. Pre-marriage credit scores impact a couple’s financial future, as do attitudes and habits about money.

How to Attract Money When You’re Starting Over is another great article on attracting more money in love.

5. Know your financial numbers, budget, and money goals. Live with a budget. This will help you achieve your financial goals and manage money as a couple.

6. Play by the same money rules. Make choices aligned with mutual values. Sit down together and come up with a list of combined top priorities. Then, plan how finances — today and tomorrow — can further those goals. “Focus more on how to achieve all your goals, and less on whose goals ‘win’ in the near term,” Housser said. A great way to attract more money in your love relationship is to remember that you’re a team.

7. Keep updating your financial goals. Goals, dreams and priorities change throughout life’s stages. At least every year or so, check in with each other. Even if your budget allows for only minimal additional debt payments, after a year or so you will see progress. Then, reassess your financial goals for the next year.


If you have any questions or thoughts about attracting more money in love relationships, please comment below…

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2 thoughts on “Attracting More Money in Love Relationships”

  1. Relationships are made up with trust. For partners to live happily ever after, they must be able to trust one another with sensitive information, including knowledge of personal finances. Fighting about money can throw a monkey wrench in a seemingly perfect coupling. Jill Gianola, a registered financial adviser with the National Association of Personal Financial Advisers, has some advice for how couples can best avoid money quarrels.

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