How Much Do Fertility Treatments Cost? From IVF to Donor Eggs

Here are the costs of the most common fertility treatments, including in vitro fertilization (IVF), donor eggs, intrauterine insemination (IUI), and surrogate parenting.

“We compare investing in your fertility with gambling or investing in the stock market,” write Julie Vargo and Maureen Regan in A Few Good Eggs: Two Chicks Dish on Overcoming the Insanity of Infertility. “There are no guarantees. Spending more money on infertility may give you more chances at conception, but there is still no assurance you will have a biological child.”

Another helpful book about infertility is The Infertility Cure: The Ancient Chinese Wellness Program for Getting Pregnant and Having Healthy Babies – it’s a bestseller, and may help you avoid having to lean on infertility treatments to get pregnant. Your first step, however, should be to find out why you can’t get pregnant.

The bad news is that fertility treatments are extremely expensive. Even worse, they aren’t always successful. In fact, it really is a miracle when babies are conceived – especially if a couple is struggling with infertility.

If you’ve been trying to get pregnant, I’m sorry for what you’re going through. I know how difficult it is, how frustrating and heartbreaking. My husband and I couldn’t get pregnant, and we don’t have kids today. We tried IUI (intrauterine insemination, a less expensive type of fertility treatment), but it didn’t work.

The good news is that you can be happy without kids! Children are a wonderful addition to a family’s life, but they aren’t the only source of happiness or well-being.

The Cost of 10 Different Types of Fertility Treatments

How Much Do Fertility Treatments Cost
How Much Do Fertility Treatments Cost

“All costs are average, of course, and subject to change at the whim of the industry and your doctor,” write Vargo and Regan in A Few Good Eggs. “Interestingly, the cost of various procedures can vary greatly depending on where you live. In our limited study, it seems to be the bigger the city, the higher the price.”

The best way to find out the cost of fertility treatments in your city is to contact clinics and hospitals directly. And, you and your partner will need an in-person physical exam. Your health has a direct effect on the cost of different fertility treatments.

Fertility medications

Clomid is one type of fertility medication, and it makes up the major cost of the treatment cycle, say these writers. Clomid or other gonadotropin injections ranges from $50 to $4,000, depending on your treatment plan, the drugs involved, and your cycle. “We suggest checking different pharmacies to get the best prices on drugs,” write Vargo and Regan. We suppose if you live near the border, you could get your drugs in Canada or Mexico – at least until the bureaucrats in Washington shut down the over-the-border prescription pipeline.”

Artificial Insemination (AI)

If the doctor injects sperm into your uterus, it’ll cost $250 to $750.

Sperm wash

This fertility procedure removes weak and unhealthy sperm, and costs an average of $150.

Ovulation induction with artificial insemination (AI)

Ovulation induction costs around $1,600 for “office visits, injection training, baseline FSH test, and estrogen and ultrasound monitoring throughout the cycle.” The $1,600 doesn’t include fertility drugs, making the cost of this infertility procedure fairly high – I think this is the cost per month until you get pregnant.

In vitro fertilization (IVF)

“The average cost of removing eggs from a woman’s ovaries, mixing them with her partner’s sperm, and implanting the resulting embryos into her uterus is about $9,000, although fees for this procedure range from $7,000 to $15,000, depending on the doctor, clinic, and hospital,” write Vargo and Regan in A Few Good Eggs.

The cost of in vitro fertilization – one of the most common fertility treatments – includes office visits, baseline tests, estrogen and ultrasound monitoring, hospital retrieval costs and embryo freezing, in-lab fertilization expenses, hospital transfer costs, and physician services – but not fertility drugs.

Gamete intrafallopian transfer (GIFT)

If the fertility clinic mixes the eggs and sperm in a lab, and the doctor ensures the eggs are fertilized before inserting them in your Fallopian tubes, it’ll cost you about $7,000 to $15,000.

Zygote intrafallopian transfer (ZIFT)

The eggs and sperm are mixed in the lab – same as the GIFT – but in this time, the doctor ensures the eggs are fertilized before inserting them into the Fallopian tubes. The cost of this infertility treatment is about $7,000 to $$15,000, depending on the doctor, donor, and clinic.

Donor eggs

How Much Do Fertility Treatments Cost? From IVF to Donor Eggs“The cost is $10,000 to $50,000 and includes compensation to the egg donor as well as the egg retrieval and subsequent IVF,” write Vargo and Regan. “The donor’s eggs and egg retrieval are never covered by your insurance.”

This fertility procedure revolves around getting donor egg(s) from a fertile woman and mixing them with sperm. Cross your fingers and pray it works – because the cost of this infertility treatment is insanely high!

If you can’t afford to pay for fertility treatments, start where you can! Take good care of your body, mind, and diet.

Read books like It Starts with the Egg: How the Science of Egg Quality Can Help You Get Pregnant Naturally, Prevent Miscarriage, and Improve Your Odds in IVF by Rebecca Fett.

Learn how choosing the right vitamins and supplements will help safeguard your developing eggs. Get  nutritional advice that are shown to boost IVF success rates. Don’t rely on the internet to give you important medical information about conceiving a baby. The internet is a fine starting place, but you need personalized medical advice to help you get pregnant faster and deliver a healthy baby. 

Surrogate parenting

Never covered by medical insurance, this infertility treatment can cost from $15,000 to $60,000 – and the money goes to lawyers, agencies, and the surrogates’ medical expenses.

Additional infertility procedures

Plus, there’s the blood work, lab tests, various medical procedures, sonograms, office visits, anesthesia, and surgeries such as hysteroscopies and laparoscopies…all running from $300 to $10,000. The cost of fertility treatments are extremely high – and that doesn’t even count the emotional and spiritual cost of trying to get pregnant.

When I started trying to get pregnant and going to fertility treatments, I had no idea how expensive infertility treatments were. I knew it was expensive, but even just one infertility treatment (IUI) was almost beyond our budget. It’s a painful spot to be in, and I wish you weren’t struggling with this problem.

To learn more about the cost of infertility treatments, read Paying for IVF – 6 Ways to Ease the Financial Burden.

May you find hope and healing, peace and joy. You’re in my thoughts and prayers; may you get pregnant quickly and easily, without even needing fertility treatments! May you trust God with your future family, and may you love and follow Jesus regardless of whether or not you get pregnant.


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