How Much Do Fertility Treatments Cost? From IVF to Donor Eggs

Here are the costs of the most common fertility treatments, including in vitro fertilization (IVF), donor eggs, intrauterine insemination (IUI), and surrogate parenting.

“We compare investing in your fertility with gambling or investing in the stock market,” write Julie Vargo and Maureen Regan in A Few Good Eggs: Two Chicks Dish on Overcoming the Insanity of Infertility. “There are no guarantees. Spending more money on infertility may give you more chances at conception, but there is still no assurance you will have a biological child.”

Another helpful book about infertility is The Infertility Cure: The Ancient Chinese Wellness Program for Getting Pregnant and Having Healthy Babies – it’s a bestseller, and may help you avoid having to lean on infertility treatments to get pregnant. Your first step, however, should be to find out why you can’t get pregnant.

The bad news is that fertility treatments are extremely expensive. Even worse, they aren’t always successful. In fact, it really is a miracle when babies are conceived – especially if a couple is struggling with infertility.

If you’ve been trying to get pregnant, I’m sorry for what you’re going through. I know how difficult it is, how frustrating and heartbreaking. My husband and I couldn’t get pregnant, and we don’t have kids today. We tried IUI (intrauterine insemination, a less expensive type of fertility treatment), but it didn’t work.

The good news is that you can be happy without kids! Children are a wonderful addition to a family’s life, but they aren’t the only source of happiness or well-being.

The Cost of 10 Different Types of Fertility Treatments

How Much Do Fertility Treatments Cost

How Much Do Fertility Treatments Cost

“All costs are average, of course, and subject to change at the whim of the industry and your doctor,” write Vargo and Regan in A Few Good Eggs. “Interestingly, the cost of various procedures can vary greatly depending on where you live. In our limited study, it seems to be the bigger the city, the higher the price.”

The best way to find out the cost of fertility treatments in your city is to contact clinics and hospitals directly. And, you and your partner will need an in-person physical exam. Your health has a direct effect on the cost of different fertility treatments.

Fertility medications

Clomid is one type of fertility medication, and it makes up the major cost of the treatment cycle, say these writers. Clomid or other gonadotropin injections ranges from $50 to $4,000, depending on your treatment plan, the drugs involved, and your cycle. “We suggest checking different pharmacies to get the best prices on drugs,” write Vargo and Regan. We suppose if you live near the border, you could get your drugs in Canada or Mexico – at least until the bureaucrats in Washington shut down the over-the-border prescription pipeline.”

Artificial Insemination (AI)

If the doctor injects sperm into your uterus, it’ll cost $250 to $750.

Need encouragement? Get a beautiful FREE "She Blossoms" 2019 calendar when you sign up for my free weekly Blossom Tips!

One Blossom Tip a week. Short and sweet. You'll love it.

* indicates required

Sperm wash

This fertility procedure removes weak and unhealthy sperm, and costs an average of $150.

Ovulation induction with artificial insemination (AI)

Ovulation induction costs around $1,600 for “office visits, injection training, baseline FSH test, and estrogen and ultrasound monitoring throughout the cycle.” The $1,600 doesn’t include fertility drugs, making the cost of this infertility procedure fairly high – I think this is the cost per month until you get pregnant.

In vitro fertilization (IVF)

“The average cost of removing eggs from a woman’s ovaries, mixing them with her partner’s sperm, and implanting the resulting embryos into her uterus is about $9,000, although fees for this procedure range from $7,000 to $15,000, depending on the doctor, clinic, and hospital,” write Vargo and Regan in A Few Good Eggs.

The cost of in vitro fertilization – one of the most common fertility treatments – includes office visits, baseline tests, estrogen and ultrasound monitoring, hospital retrieval costs and embryo freezing, in-lab fertilization expenses, hospital transfer costs, and physician services – but not fertility drugs.

Gamete intrafallopian transfer (GIFT)

If the fertility clinic mixes the eggs and sperm in a lab, and the doctor ensures the eggs are fertilized before inserting them in your Fallopian tubes, it’ll cost you about $7,000 to $15,000.

Zygote intrafallopian transfer (ZIFT)

The eggs and sperm are mixed in the lab – same as the GIFT – but in this time, the doctor ensures the eggs are fertilized before inserting them into the Fallopian tubes. The cost of this infertility treatment is about $7,000 to $$15,000, depending on the doctor, donor, and clinic.

Donor eggs

How Much Do Fertility Treatments Cost? From IVF to Donor Eggs“The cost is $10,000 to $50,000 and includes compensation to the egg donor as well as the egg retrieval and subsequent IVF,” write Vargo and Regan. “The donor’s eggs and egg retrieval are never covered by your insurance.”

This fertility procedure revolves around getting donor egg(s) from a fertile woman and mixing them with sperm. Cross your fingers and pray it works – because the cost of this infertility treatment is insanely high!

If you can’t afford to pay for fertility treatments, start where you can! Take good care of your body, mind, and diet.

Read books like It Starts with the Egg: How the Science of Egg Quality Can Help You Get Pregnant Naturally, Prevent Miscarriage, and Improve Your Odds in IVF by Rebecca Fett.

Learn how choosing the right vitamins and supplements will help safeguard your developing eggs. Get  nutritional advice that are shown to boost IVF success rates. Don’t rely on the internet to give you important medical information about conceiving a baby. The internet is a fine starting place, but you need personalized medical advice to help you get pregnant faster and deliver a healthy baby. 

Surrogate parenting

Never covered by medical insurance, this infertility treatment can cost from $15,000 to $60,000 – and the money goes to lawyers, agencies, and the surrogates’ medical expenses.

Additional infertility procedures

Plus, there’s the blood work, lab tests, various medical procedures, sonograms, office visits, anesthesia, and surgeries such as hysteroscopies and laparoscopies…all running from $300 to $10,000. The cost of fertility treatments are extremely high – and that doesn’t even count the emotional and spiritual cost of trying to get pregnant.

When I started trying to get pregnant and going to fertility treatments, I had no idea how expensive infertility treatments were. I knew it was expensive, but even just one infertility treatment (IUI) was almost beyond our budget. It’s a painful spot to be in, and I wish you weren’t struggling with this problem.

To learn more about the cost of infertility treatments, read Paying for IVF – 6 Ways to Ease the Financial Burden.

May you find hope and healing, peace and joy. You’re in my thoughts and prayers; may you get pregnant quickly and easily, without even needing fertility treatments! May you trust God with your future family, and may you love and follow Jesus regardless of whether or not you get pregnant.

Are you unhappy in your relationship? Get 7 Steps to Fixing Your Marriage and FREE relationship advice from Mort Fertel, founder of the Marriage Fitness Program.


Laurie's "She Blossoms" Books

Growing Forward When You Can't Go Back She Blossoms Laurie Pawlik
Growing Forward When You Can't Go Back - to help you walk through loss into a new season of life. I share glimpses into my life with a schizophrenic mother, living in foster homes, teaching in Africa, and coping with infertility. Woven through the book are practical, encouraging Blossom Tips to help you grow and flourish!

How to Let Go of Someone You Love She Blossoms Laurie Pawlik

How to Let Go of Someone You Love - Powerful Secrets (and Practical Tips!) for Healing Your Heart After a Breakup. Do you feel like you'll never get over your broken heart? This ebook - available immediately - will help you heal. It's time to let go of what was, and embrace what will be.

When You Miss Him Like Crazy She Blossoms Laurie Pawlik

When You Miss Him Like Crazy - 25 Lessons to Move You From Broken to Blossoming After a Breakup! You miss him desperately right now, but you won't always feel this way. This warm, comforting ebook will give you the tools, encouragement and strength you need to move through the pain and start blossoming - today!

Leave a comment

Your email address will not be published. Required fields are marked *

33 thoughts on “How Much Do Fertility Treatments Cost? From IVF to Donor Eggs

  • alycia

    first thank you for this sight very helpful. I do have a a question if possible you may be able to answer I would appreciate it. my tubes are clamped we want another baby is getting my tubes unclamped more idealy to work and the expense to having my best friends donated egg insemination in my uterous. I don’t know the expense or time or more likely to work.

  • Laurie Post author

    Hi Rose,

    It sounds like you and your fiancé are embarking on an exciting new stage of your life! I don’t know how much your specific type of fertility treatment would cost, because it depends on your medical insurance. Your best bet is to call or search online for different fertility clinics in your city, and find out how much they charge for donor insemination or intrauterine insemination fertility treatments. Also, call your insurance company and find out what type of fertility treatments they cover.

    Good luck with it! If you have time, come back here and let us know what you found out.



  • Rose

    Hello I am 23 years old with a 6 year old son. I have my Fiancée who is a Women , We would like to have her egg and my brothers sperm mixed and inserted into my uterus. How much is thwould that Cost and Wpuld my Insurance cover anything ?????? Please Help Any answers to my Questions welcomed ? Thank you!

  • Tabitha Hill

    I have my tubes tied and we would like to have another child so I was wondering the apptoxment cost to get his sperm and my egg into my uterus.

  • Jackee McCarthy

    Hi my name is Jackee and i am 27 and my tubes have been tied for about 5 years now. But me and my husband want to know if its possible for a doctor to take my eggs and his sperm and attach it to my uterus even tho my tubes are tied and if possible how much would that cost us.

  • Tracy

    I had 3 miscarriages I took a HSG text and I have a tube blocked and the cost is 1300 to 1700 not included medicine for one month then it can take several months before I can get pregnant

  • Kelli Perkins

    hi my name is Kelli im a lesbian and wanted to know how much would it be to take my eggs and put them in my girlfriend to have a baby now her tubes is tied but she wants to reverse them to have my baby and i wanted to know would iehp is my health insurance and would it cover it

  • Kristi Steinert

    I am 25 yes old I have my tubes tied and burned I now want a child with my fiance and my sister is willing to carry my baby for me please how much would this coast and what are the chances

  • Teri

    Hi, so I have someone very close to my heart who has been trying so hard to get pregnant for over ten years now. She is spending thousands of dollars for ivf fertility treatments and she still not getting pregnant. What other ways can she have a baby besides a surrogate?

  • Renee

    Im 23 years old. I am in great health and Ive had two children without any complications. I have a couple that is extremely close to my heart and part of my family that want me to be their surrogate. Im willing to do it, I just want to do it with an egg from an egg bank. Can anyone point me in the direction in which we need to look? Im doing this for no cost to them. I just want to give them this precious gift they so badly desire.

  • Brandi

    I went to the obygn Yesterday got blood work and a ultra sound to find out why hubby and I haven’t been able to get pregnant for a year and a half now I’m hoping it’s nothing bad but I read this article to get an idea of how much the treatments would cost if I need em. is it bad that I don’t think any of them are expensive at all? I want a baby that bad lol that I would pay 15,000 for a ivf, unfortunately my insurance doesn’t cover these treatments but I’ve heard as long as you have insurance your dr will be willing to make payment arrangements with you, but hopefully it’s nothing bad like that and I’m just being impatient I found out that I have hypothyroidism and started taking synthroid for it 3 months ago I hope that is the only problem. I’m really nervous that I may get bad news =( I don’t want to accept the bad word (infertility) as a option right now.

  • Janice

    I had a partial hysterectomy, they left my ovaries but took my uterus. Is there a place I can go to have my egg and my husbands joined together and inserted into another woman?

  • michelle alonzo

    My name is michelle and I’m 34 years old. I have 4 children and I met this wonderful man 4 years ago. He has been amazing to me and my children. We married march of 2011 and he has no children of his own. I think I made the biggest mistake when I had my last baby, he’s 9 years old now. I got my tubes cut, tied and burnt. Didn’t think I would have a man in my life again, I was wrong. We want a baby so bad. We were wondering what we can do to fix this. Please respond, we want to know if its a chance.

  • Serena Duffy

    I want to have another child,but I had three tubal pregnancies and they took out my left fallopian tube and the only way I can have a child is having a doctor putting a sperm egg in my uteras. I don’t like the way this happens. Trying to hang in there, but I end up busted down crying seeing all these women getting pregnant and not me. I have a son of course and I love him a lot thing is he’s always lonely same as me so I wanted to give him a little sister or brother it would make happy. My fiance and I try a lot to have a another child but my fallopian tube is damaged.

  • yolonda colburn

    i have not yet seen a doctor cause im scared of what they might say, but, i really want to have a baby and i think the only way to is to try ZIFT or to try GIFT. i do not have the 7,000 to pay for it, so i was wanting to know if it was possible to set up payments or something? having a baby is my dream, it would complete my life. i just dont have the money to pay for fertility treatment. please reply back to me asap.

    Yolonda Colburn

  • Abbie Waters

    Great information in this post! The big determinant of out of pocket cost is if your insurance covers infertility treatments. If you’ve got that, and can afford the deductible, you’re looking at relatively cheap treatment. But if you don’t…well, then it’s time to make a budget.

  • Sarah

    Laurie I just wanted you to know that I am doing some research for a paper I am writing for school, I have spent countless hours searching the internet for any reasonable explanation on pricing for fertility treatments. I can honestly say I am amazingly impressed by the information, and representation of your article. I am confident to include this information in my paper. Especially considering it covers many areas I am writing about. Thank you so much for taking the time to write this, who knows, maybe one day my writing will have as big of an impact on others, as your writing has.

    Continue your en’ devour for excellent literature, I am positive you will always have a following.

  • Laurie Pawlik-Kienlen Post author

    Hi Mohamed,

    I’m sorry to hear about your wife’s problems with infertility. It’s a difficult issue to deal with, especially as we get older.

    I’m afraid I can’t offer any information about hospitals or fertility treatments. I only have this fertility blog; I’m not a fertility clinic or organization.

    But, I do encourage you and your wife to consider making peace with the possibility of not having children. My husband and I are slowly coming to accept the idea that we may never have children together. It’s a painful process…but it’s also liberating! Having children is a dream for many people, but it does not have to be the focal point of our lives. That is, we can live wonderful, happy, fulfilling lives even if we never get pregnant.

    I wish you all the best in your fertility journey, Mohamed.


  • Mohamed Alshwihdy

    Hi Dere
    am Mohamed al shhwiedy from Libya i have my wife has fertility and her age is 47 years old , i toke her to many hospital to treat her but the the result was not good at all ,so trough the inter net i found your website and i check it very carefully and i want to came over with my wife to get the treatment in this hospital ,
    so i need to know the price and supply to us the accommodation about the days thats we suppose to stay to get the treatment
    plz send back email including the details about how to get there and i want to know where is the city which this hospital in and i wish to know every thing about this hospital as i told you i just found you in the inter net ,

    there and take the treatment.
    kind regards

  • Temeka

    i have a friend who is willing to carry a baby for me and my husband but i dont have the money for all these ways shouldnt it be cheaper if you have someone in your family thats healthy and willing to carry it for you be cheaper,please help me and let me know how i live in louisiana

  • Vita

    Thanks for writing, I very much liked your newest post. I think you should post more frequently, you evidently have natural ability for blogging!

  • LauriePK Post author

    Thanks Misha, I’m glad you like my Adventurous Writer website 🙂

    Infertility treatments are so expensive — I’m not surprised you can’t afford them! We’re considering in vitro fertilization, but definitely don’t want to go into debt to pay for it.

    I did write “9 Ways to Save Money for Infertility Treatments”, in case you’re interested! Here’s the link:

    Good luck, and stay in touch!