financial loans

Sample Contract for a Family Loan – Easy Yet Legal

In my article about lending money to a boyfriend, a reader asked for a sample contract for a family loan. Whether you’re lending money to a boyfriend or a family member, you need to get the details of the financial agreement in writing. Here’s what my reader wrote on What to Do When Your Boyfriend Asks to Borrow Money… “Thank you […]

Sample Contract for a Family Loan

How to Know if You Should Hide Your Husband’s Money

This article was inspired by a reader who won’t stop giving money to his daughter. She asked for help deciding if she should hide her husband’s money… “My husband is constantly lending money to his step daughter,” says Sam in response to Sample Contract for a Family Loan – Easy Yet Legal. “I have tried to talk to him about it […]

How to Say No When Someone Asks You for Money

Saying no isn’t easy, but it’s almost always a mistake to lend money to friends or family members. These tips on how to say no nicely when someone asks to borrow money will help you politely decline their request. “Let today mark a new beginning for you,” says Stephanie Lahart, author of Overcoming Life’s Obstacles: Enlighten~Encourage~Empower. “Give yourself permission to […]

Ways to Save Money

How to Know When Not to Loan Money to Someone

These signs will help you know if it’s smart to loan money to someone you’re close to – a friend, partner, family member, or coworker. I wrote this because a reader said… “People who do not lend money to friends are selfish, period,” says E. on Should You Lend Money to Family Members? Warnings and Tips. “If it is a […]

5 Steps to Your Last House Payment

The faster you pay off your mortgage, the more money you’ll have for…whatever you want! Here are the steps we took towards our last house payment. “Focusing on paying off the mortgage has [several] benefits, both financial and emotional,” writes John Heinzl in “The Best Investment? Paying Off Your Mortgage” in The Globe and Mail. “It’s a forced savings plan, […]

7 Tips for Refinancing a Home Mortgage Loan

These tips for refinancing a home mortgage loan include information about credit scores, monthly budgets, and the benefits of paying off your mortgage early. “With mortgage rates still in the low 5-percent range, it is a great time to refinance a home,” says Ethan Ewing, president of “By following these suggestions, homebuyers can be well prepared to make their […]

How to Get a Small Business Loan

Getting a loan for your small business may be the first step to making money from your home-based business!  These tips for small business banking are from finance and banking expert Michael J. Harris of Aperture Capital. “Know not only your banker, but also a few other members of the local office, including the Regional Vice President,” says Harris. “Banking is a notoriously transient […]

Getting a Small Business Loan