6 Ways to Deal With Financial Stress


If you’re dealing with debt or a financial crisis, you need to reduce your stress level before you can effectively manage your money problems. These are effective, expert-endorsed tips for lowering your financial stress level – which will help you solve your money woes.

Deal With Financial StressRead The Cure for Money Madness: Break Your Bad Money Habits, Live Without Financial Stress–and Make More Money! to learn how to manage you rmoney in ways that make you more prosperous and healthy.

“Only when the last tree has died and the last river been poisoned and the last fish been caught will we realize we cannot eat money.” ~ Cree Indian Proverb





Before you can create financial abundance, you need to take care of the basics: oxygen, water, and food. That’s what these tips for overcoming financial stress are all about!

And, here are six surprising ways to cope with a financial crisis…

How to Deal With Financial Stress

1. Have breakfast before drinking coffee (or skip coffee altogether!). “Excess caffeine leads to headaches, muscle tremors, sleep disturbances, and high blood sugar levels,” says Manhattan-based psychologist Joseph Cilona. Drinking coffee on an empty stomach causes sugar levels to spike 250% higher than with food, which lowers your coping skills.



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Plus, Dr Cilona says, “High glucose levels have been associated with impaired attention, decreased speed of information processing, impaired memory, lethargy, agitation, anxiety, and mood disturbance. These effects can have a dramatic negative impact on our ability to cope with daily stressors and usually compromise mental functioning significantly.”

6 Ways to Deal With Financial Stress

6 Ways to Deal With Financial Stress

Who knew that caffeine could affect your mental state – and your ability to manage your money problems – so dramatically?

This article has been updated and rewritten:

How to Deal With a Stressful Financial Situation

(on Quips and Tips for Money and Love)

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If you have any thoughts on dealing with financial stress, please comment below…


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8 thoughts on “6 Ways to Deal With Financial Stress

  • Laurie Pawlik-Kienlen Post author

    Thanks, I’m glad these tips helped!
    .-= Laurie Pawlik-Kienlen´s last blog post blog ..Help Sticking to Your Budget – 5 Steps to Achieving Financial Freedom =-.

  • Ikdutchboy

    I’m very happy 4 been a reader of how 2 overcome’s financial stress(problem),b’cos it was so AMAZING.And,i w’ll used those Tip as my reference.Thanks,God blss U all.

  • Hemo

    I did not know that drinking coffee before breakfast spiked sugar levels so much. For the past couple years I have been borderline hypoglycemic. Going to try avoiding the coffee first thing for a week to see what my test results are.

  • Laurie Pawlik-Kienlen Post author

    Thanks for taking time to comment, Jeremy and Patrice! I think that achieving your financial goals — or any goals in life — involves learning how to manage stress and take care of your emotional and physical health. I think I’ll write more “surprising tips” articles — this was fun to write 🙂

  • Patrice

    Great list of tips on how to overcome financial stress. True enough, I was surprised with those tips you shared because those are more on taking care of ourselves physically. Definitely, I’ll used it as a reference in times of financial stress.

  • Jeremy

    Since we’re a total whole being and our physical health directly affects all our other types of health including financial health, these tips aren’t so surprising. The more you take care of your body and emotions the better you’ll feel which means you can create financial abundance in your life.