Money Tips for Married People – Creating a Win-Win Financial Life

Since money is a major source of tension for married people, creating a win-win financial life will improve your marriage! These money tips for married people are from Dr Judy Kuriansky, author of The Complete Idiot’s Guide to a Healthy Relationship.

Before her money tips, a quip:

“I could write my own check, but I like him (husband) to give it to me. Money is sexy,” said Helen Gurley Brown.

Money affects all couples — even wealthy ones — in different ways. Below are Dr Judy’s best tips for creating a win-win financial life for couples. For more money advice, read You Paid How Much For That?: How to Win at Money Without Losing at Love

Money Tips for Married People – Creating a Win-Win Financial Life

1. Talk about spending money for anniversaries, birthdays, and special occasions. If married partners have different ideas on what a “reasonable” amount of money to spend on special occasions is, then this money issue could snowball into a big marriage problem. Solving this money problem could involve finding ways to meet halfway. For instance, if you think $200 is reasonable for a birthday gift and he thinks $100 is, spend $150. Or, find non-monetary ways to celebrate special occasions – .

2. Know how you’ll deal with promotions, financial windfalls, and salary increases. “Weathering windfalls can be just as much a source of stress as tumbling finances,” writes Dr Judy. “You’ll face practical discussions about what to do with the money.” A money management tip for couples is to decide how you’ll handle money matters, and make all financial decisions. Recently married couples may be particularly prone to money problems.

3. Be prepared as a couple for unemployment, layoffs, and pink slips. These financial issues that cause problems for couples because they also affect self-esteem, confidence levels, and emotional upsets (in addition to preventing you from achieving your financial goals). According to Dr Judy, this money tip for married couples involves planning your expenses with regular discussions, and adjusting your lifestyle.

4. Plan realistically for vacations, weekend getaways, family holidays. “Attitudes on how to apportion your resources for time off, what to do, and how much to spend can make what should be a dream vacation turn into a nightmare,” writes Dr Judy in The Complete Idiot’s Guide to a Healthy Relationship. “Resolve your differing attitudes ahead of time, like going economy or first class.”


The rest of this article has been moved to my new site, “Quips and Tips for Love Relationships.”

Please go to 8 Personal Finance Tips for Couples to continue reading!

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