Here are five tips on how to get money for college, plus links to jobs and job search tips for college students. I learned how to get money for college the hard way – I have two undergraduate degrees and one graduate degree! Paying for college is a financial challenge, but you can do it.

how to get money for collegeOne of the best ways to get money for college is to learn the difference between passive and active income. Passive income is where money works for you. You do the work once, but get paid over and over. Blogging is  my favorite example of passive income. It takes time and effort, but it keeps paying! I even wrote an ebook about it, called 75 Ways to Make Money Blogging. It’s not a fast way to get money for school, but once you get it going, it’s amazing.

Active income is when you trade your time for cash, such as working at a job for money. If you don’t work, you don’t get paid. Having several jobs is a limited way to get money for college because there is a cap to the number of jobs and time one person can have and do. That said, however, if you need a job read 10 Highest Paying Jobs for College Students.

5 Ways to Get Money for College

Even if you save money for college for years, you’ll take forever to get there. Other things will come up: work responsibilities, mortgages, marriage, pregnancies…and eventually you’ll be 55 and still wondering why you can’t afford college.

Consider getting a student loan to pay for college. The benefit of getting a student loan is that you can get your education under your belt right away.

I got student loans for my first two university degrees, and paid them off within three years of graduating. So did my husband (part of the reason we’re happily married is that we’re financially compatible – we’re both savers, not spenders!). Paying off your student loan debt isn’t as hard as you think – if you’re clever with your money.

If getting a student loan isn’t your number one way to get money for school, read Best Jobs for Introverts and Quiet People.

Don’t compete with your friends’ purchases

Are you trying to keep up with your friends’ purchases, entertainment, and activities? For instance, are you buying an iPhone or big screen TV because you really need one, or because your friend is bragging about hers? Do you spend more money in restaurants everyday because of what your friends or coworkers might think if you brown-bagged it?

The sooner you recognize the difference between peer pressure and your authentic self, the sooner you’ll achieve your financial goals. If you want to get money for school, you need to surround yourself with fellow students who also want to get money for college or university. Ditch the friends who encourage you to spend money.

Hug your cheerleaders

My husband is my strongest source of practical and emotional support. Without him, I could never have created five “Quips and Tips” blogs, much less make money blogging. I didn’t even realize how much of a support he was until he started talking about my “writing career” when I first started freelancing for magazines.

How to Get Money for College

How to Get Money for College

What about you — who can help you achieve your financial goals and get money for college? It doesn’t have to be a spouse or best friend – and you don’t necessarily need to hire a financial planner to help you set financial goals. A coworker, supportive neighbor, or even a Meetup group can give you the motivation you need to get money for school.

Read about the best ways for students to earn money

First, spread the word that you are willing to work, whether babysitting, shoveling snow, running errands or doing pet pick-up. If you have time for a job, try holiday retail or parking cars, which offer tips for extra cash. Or look into mystery shopping, making crafts to sell online or other quick jobs you can do at home.

Second, read 36 Best Ways for Teenagers to Earn Money – From Blogs to Sports. That’s a great place to start if you want to get money for college!

Turn price tags into hours worked

This one of my favorite money savings tips from the founder of

“So you don’t really need another pair of jeans, but you eyed one that costs just $40,” says Aaron Patzer. “Inexpensive, right?  That depends on how you think of it, Patzer said. Say you earn $7 an hour at your part-time job (not uncommon for high school or college students who work after school and on the weekends). You’d need to work almost 6 hours to pay for those jeans. If you work 10 hours a week, that’s 60% of your work time. Think of it this way, and that pair of jeans doesn’t look that cheap, after all.”

To get money for school, look at the things you want in terms of how long it takes to earn them.

Live from your vision, not your circumstances

What is your vision for your life? More specifically, what’s your vision for your academic career or educational goals? Me, I want to get my MSW (Master’s of Social Work) so I can counsel people with chronic illnesses. If you want to get money for school, you need to set your vision or goal in your mind and stay focused on it.

Creating a vision is difficult, but once you know what you want for your life (such as being student loan debt free, or getting your medical degree, or or paying off your mortgage), you have a framework for your future goals.  Your circumstances – needing to get money for school – will never get you closer to your goal. Only your vision can guide you towards what you want.

If your goal is to get money to go to college, you need to act like a college student who has enough money to pay for tuition, books, and rent. To achieve your financial goals, focus on what you want — not where you are.

For more tips on visualizing your way to school, read Money and the Law of Attraction – 4 Ways to Attract Wealth.

If you’re not thrilled about going to college – but you want your degree or diploma – read 5 Ways to Stay Motivated to Go to College – From Bored to Inspired!

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