11 Ways Men and Women Manage Money Differently

Are women socialized to save money, and do men make riskier financial investments? Yes, according to Lois Frankel’s ways men and women manage money differently!

Knowing how males and females view money can help you achieve your financial goals as a couple — especially if you’re husband and wife.

“What gets women in trouble when it comes to getting and keeping the job they want or accumulating the portfolio they need to live financially independent lives is the tendency to act like the “nice girls” they were taught to be in childhood, as opposed to acting like intelligent, capable, deserving adult women,” writes Lois Frankel in Nice Girls Don’t Get Rich: 75 Avoidable Mistakes Women Make With Money.

Women act differently than men when it comes to personal financial and professional success. To learn more about women and money management, read Nice Girls Don’t Get Rich: 75 Avoidable Mistakes Women Make with Money — it’s empowering and informative book! And here are Frankel’s 11 ways men and women manage money differently…

How Men and Women Manage Money Differently

In childhood, girls receive significantly different messages about money than boys do. This affects a woman’s relationship with money – and also affects whether she’ll achieve financial goals as part of a couple or as an individual.

What Girls Hear About Money:

  • “It’s better to do good than be rich.”
  • “Girls just aren’t good at math.”
  • “Men know more about money than you do.”
  • “It’s just as easy to marry rich as it is to marry poor.”
  • “Money doesn’t buy you happiness.”

Financial guru Suze Orman totally disagrees with that last statement! She says money may not buy happiness in the traditional sense, but it does give you the freedom and security to take better care of yourself, take risks, and not worry about paying the bills. If that isn’t a component of happiness, I don’t know what is.

“Women need to develop a healthy, honest relationship with our money,” she says. “And we have to see this relationship as a reflection of our relationship with ourselves.”

Part of developing a healthy, honest relationship with money involves figuring out your money personality. Learning where you developed your money beliefs and how they affect your spending and saving habits can change how you manage money, regardless of whether you’re a man or a woman.

But still, there are certain money management habits that are directly related to your gender…


The rest of this article has been moved to my new site, “Quips and Tips for Love and Relationships.”

Please click 11 Differences in the Way Husbands and Wives Handle Money  to continue reading!



Or, you might enjoy reading Money and the Law of Attraction – 4 Ways to Attract Wealth.


If you have any thoughts or questions about the ways men and women manage money differently, I welcome your comments below…

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