The Cost of 10 Different Types of Fertility Treatments 32

Here are the costs of the most common fertility treatments, including in vitro fertilization (IVF), donor eggs, intrauterine insemination (IUI), and surrogate parenting.

How Much Do Fertility Treatments Cost“We compare investing in your fertility with gambling or investing in the stock market,” write Julie Vargo and Maureen Regan in A Few Good Eggs: Two Chicks Dish on Overcoming the Insanity of Infertility. “There are no guarantees. Spending more money on infertility may give you more chances at conception, but there is still no assurance you will have a biological child.”

Another helpful book about infertility is The Infertility Cure: The Ancient Chinese Wellness Program for Getting Pregnant and Having Healthy Babies — it’s a bestseller, and may help you avoid having to lean on infertility treatments to get pregnant.

And make sure you’re sitting down when you read about the cost of these fertility treatments, preferably with a glass of wine – or maybe a stiff Scotch!

The Cost of 10 Different Types of Fertility Treatments

“All costs are average, of course, and subject to change at the whim of the industry and your doctor,” write Vargo and Regan. “Interestingly, the cost of various procedures can vary greatly depending on where you live. In our limited study, it seems to be the bigger the city, the higher the price.”

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Fertility medications

Clomid is one type of fertility medication, and it makes up the major cost of the treatment cycle, say these writers. Clomid or other gonadotropin injections ranges from $50 to $4,000, depending on your treatment plan, the drugs involved, and your cycle. “We suggest checking different pharmacies to get the best prices on drugs,” write Vargo and Regan. We suppose if you live near the border, you could get your drugs in Canada or Mexico – at least until the bureaucrats in Washington shut down the over-the-border prescription pipeline.”

Artificial Insemination (AI)

If the doctor injects sperm into your uterus, it’ll cost $250 to $750.

Sperm wash

This fertility procedure removes weak and unhealthy sperm, and costs an average of $150.

Ovulation induction with artificial insemination (AI)

Ovulation induction costs around $1,600 for “office visits, injection training, baseline FSH test, and estrogen and ultrasound monitoring throughout the cycle.” The $1,600 doesn’t include fertility drugs, making the cost of this infertility procedure fairly high – I think this is the cost per month until you get pregnant.

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In vitro fertilization (IVF)

“The average cost of removing eggs from a woman’s ovaries, mixing them with her partner’s sperm, and implanting the resulting embryos into her uterus is about $9,000, although fees for this procedure range from $7,000 to $15,000, depending on the doctor, clinic, and hospital,” write Vargo and Regan in A Few Good Eggs.

The cost of in vitro fertilization – one of the most common fertility treatments – includes office visits, baseline tests, estrogen and ultrasound monitoring, hospital retrieval costs and embryo freezing, in-lab fertilization expenses, hospital transfer costs, and physician services – but not fertility drugs.

Gamete intrafallopian transfer (GIFT)

If the fertility clinic mixes the eggs and sperm in a lab, and the doctor ensures the eggs are fertilized before inserting them in your Fallopian tubes, it’ll cost you about $7,000 to $15,000.

Zygote intrafallopian transfer (ZIFT)

The eggs and sperm are mixed in the lab – same as the GIFT – but in this time, the doctor ensures the eggs are fertilized before inserting them into the Fallopian tubes. The cost of this infertility treatment is about $7,000 to $$15,000, depending on the doctor, donor, and clinic.

Donor eggs

cost of fertility treatments“The cost is $10,000 to $50,000 and includes compensation to the egg donor as well as the egg retrieval and subsequent IVF,” write Vargo and Regan. “The donor’s eggs and egg retrieval are never covered by your insurance.”

This fertility procedure revolves around getting donor egg(s) from a fertile woman and mixing them with sperm. Cross your fingers and pray it works – because the cost of this infertility treatment is insanely high!

Surrogate parenting

Never covered by medical insurance, this infertility treatment can cost from $15,000 to $60,000 – and the money goes to lawyers, agencies, and the surrogates’ medical expenses.

Additional infertility procedures

Plus, there’s the blood work, lab tests, various medical procedures, sonograms, office visits, anesthesia, and surgeries such as hysteroscopies and laparoscopies…all running from $300 to $10,000.

Yikes, I didn’t realize when I started writing this how expensive infertility treatments are! I knew it was expensive – we’ve done one infertility treatment (IVF) and only one cycle of Clomid and that alone blew the budget – but I had no idea how much infertility treatments cost.

To learn more about the cost of infertility treatments, read Paying for IVF – 6 Ways to Ease the Financial Burden.

I welcome your comments on the cost of fertility treatments, but I can’t offer advice.


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32 thoughts on “The Cost of 10 Different Types of Fertility Treatments

  • Laurie Post author

    Hi Rose,

    It sounds like you and your fiancé are embarking on an exciting new stage of your life! I don’t know how much your specific type of fertility treatment would cost, because it depends on your medical insurance. Your best bet is to call or search online for different fertility clinics in your city, and find out how much they charge for donor insemination or intrauterine insemination fertility treatments. Also, call your insurance company and find out what type of fertility treatments they cover.

    Good luck with it! If you have time, come back here and let us know what you found out.



  • Rose

    Hello I am 23 years old with a 6 year old son. I have my Fiancée who is a Women , We would like to have her egg and my brothers sperm mixed and inserted into my uterus. How much is thwould that Cost and Wpuld my Insurance cover anything ?????? Please Help Any answers to my Questions welcomed 🙂 Thank you!

  • Tabitha Hill

    I have my tubes tied and we would like to have another child so I was wondering the apptoxment cost to get his sperm and my egg into my uterus.

  • Jackee McCarthy

    Hi my name is Jackee and i am 27 and my tubes have been tied for about 5 years now. But me and my husband want to know if its possible for a doctor to take my eggs and his sperm and attach it to my uterus even tho my tubes are tied and if possible how much would that cost us.

  • Tracy

    I had 3 miscarriages I took a HSG text and I have a tube blocked and the cost is 1300 to 1700 not included medicine for one month then it can take several months before I can get pregnant

  • francisca

    Hie my name is francisca l am 25 yes l have two childre girls but am trying to have another baby but l can tot make it what must l do

  • Kelli Perkins

    hi my name is Kelli im a lesbian and wanted to know how much would it be to take my eggs and put them in my girlfriend to have a baby now her tubes is tied but she wants to reverse them to have my baby and i wanted to know would iehp is my health insurance and would it cover it

  • Kristi Steinert

    I am 25 yes old I have my tubes tied and burned I now want a child with my fiance and my sister is willing to carry my baby for me please how much would this coast and what are the chances

  • Teri

    Hi, so I have someone very close to my heart who has been trying so hard to get pregnant for over ten years now. She is spending thousands of dollars for ivf fertility treatments and she still not getting pregnant. What other ways can she have a baby besides a surrogate?

  • Renee

    Im 23 years old. I am in great health and Ive had two children without any complications. I have a couple that is extremely close to my heart and part of my family that want me to be their surrogate. Im willing to do it, I just want to do it with an egg from an egg bank. Can anyone point me in the direction in which we need to look? Im doing this for no cost to them. I just want to give them this precious gift they so badly desire.

  • Brandi

    I went to the obygn Yesterday got blood work and a ultra sound to find out why hubby and I haven’t been able to get pregnant for a year and a half now I’m hoping it’s nothing bad but I read this article to get an idea of how much the treatments would cost if I need em. is it bad that I don’t think any of them are expensive at all? I want a baby that bad lol that I would pay 15,000 for a ivf, unfortunately my insurance doesn’t cover these treatments but I’ve heard as long as you have insurance your dr will be willing to make payment arrangements with you, but hopefully it’s nothing bad like that and I’m just being impatient I found out that I have hypothyroidism and started taking synthroid for it 3 months ago I hope that is the only problem. I’m really nervous that I may get bad news =( I don’t want to accept the bad word (infertility) as a option right now.

  • Janice

    I had a partial hysterectomy, they left my ovaries but took my uterus. Is there a place I can go to have my egg and my husbands joined together and inserted into another woman?

  • michelle alonzo

    My name is michelle and I’m 34 years old. I have 4 children and I met this wonderful man 4 years ago. He has been amazing to me and my children. We married march of 2011 and he has no children of his own. I think I made the biggest mistake when I had my last baby, he’s 9 years old now. I got my tubes cut, tied and burnt. Didn’t think I would have a man in my life again, I was wrong. We want a baby so bad. We were wondering what we can do to fix this. Please respond, we want to know if its a chance.

  • Serena Duffy

    I want to have another child,but I had three tubal pregnancies and they took out my left fallopian tube and the only way I can have a child is having a doctor putting a sperm egg in my uteras. I don’t like the way this happens. Trying to hang in there, but I end up busted down crying seeing all these women getting pregnant and not me. I have a son of course and I love him a lot thing is he’s always lonely same as me so I wanted to give him a little sister or brother it would make happy. My fiance and I try a lot to have a another child but my fallopian tube is damaged.

  • yolonda colburn

    i have not yet seen a doctor cause im scared of what they might say, but, i really want to have a baby and i think the only way to is to try ZIFT or to try GIFT. i do not have the 7,000 to pay for it, so i was wanting to know if it was possible to set up payments or something? having a baby is my dream, it would complete my life. i just dont have the money to pay for fertility treatment. please reply back to me asap.

    Yolonda Colburn

  • Abbie Waters

    Great information in this post! The big determinant of out of pocket cost is if your insurance covers infertility treatments. If you’ve got that, and can afford the deductible, you’re looking at relatively cheap treatment. But if you don’t…well, then it’s time to make a budget.

  • Sarah

    Laurie I just wanted you to know that I am doing some research for a paper I am writing for school, I have spent countless hours searching the internet for any reasonable explanation on pricing for fertility treatments. I can honestly say I am amazingly impressed by the information, and representation of your article. I am confident to include this information in my paper. Especially considering it covers many areas I am writing about. Thank you so much for taking the time to write this, who knows, maybe one day my writing will have as big of an impact on others, as your writing has.

    Continue your en’ devour for excellent literature, I am positive you will always have a following.

  • Laurie Pawlik-Kienlen Post author

    Hi Mohamed,

    I’m sorry to hear about your wife’s problems with infertility. It’s a difficult issue to deal with, especially as we get older.

    I’m afraid I can’t offer any information about hospitals or fertility treatments. I only have this fertility blog; I’m not a fertility clinic or organization.

    But, I do encourage you and your wife to consider making peace with the possibility of not having children. My husband and I are slowly coming to accept the idea that we may never have children together. It’s a painful process…but it’s also liberating! Having children is a dream for many people, but it does not have to be the focal point of our lives. That is, we can live wonderful, happy, fulfilling lives even if we never get pregnant.

    I wish you all the best in your fertility journey, Mohamed.


  • Mohamed Alshwihdy

    Hi Dere
    am Mohamed al shhwiedy from Libya i have my wife has fertility and her age is 47 years old , i toke her to many hospital to treat her but the the result was not good at all ,so trough the inter net i found your website and i check it very carefully and i want to came over with my wife to get the treatment in this hospital ,
    so i need to know the price and supply to us the accommodation about the days thats we suppose to stay to get the treatment
    plz send back email including the details about how to get there and i want to know where is the city which this hospital in and i wish to know every thing about this hospital as i told you i just found you in the inter net ,

    there and take the treatment.
    kind regards

  • Temeka

    i have a friend who is willing to carry a baby for me and my husband but i dont have the money for all these ways shouldnt it be cheaper if you have someone in your family thats healthy and willing to carry it for you be cheaper,please help me and let me know how i live in louisiana

  • Vita

    Thanks for writing, I very much liked your newest post. I think you should post more frequently, you evidently have natural ability for blogging!

  • LauriePK Post author

    Thanks Misha, I’m glad you like my Adventurous Writer website 🙂

    Infertility treatments are so expensive — I’m not surprised you can’t afford them! We’re considering in vitro fertilization, but definitely don’t want to go into debt to pay for it.

    I did write “9 Ways to Save Money for Infertility Treatments”, in case you’re interested! Here’s the link:

    Good luck, and stay in touch!


  • Misha

    Laurie, many thanks. I can’t afford fertility treatments yet, but am saving up.

    And I love – cool!!!!