Financial Loans & Interest Tips


6 Things to Consider Before Lending Money to Your Adult Child 30

Financial loans between family members can cause conflict, rifts, and debt…and they can also be a show of trust, encouragement, and support! Here’s what you need to know about lending money to your adult child – and how to protect yourself from a financial disaster in your family. This article was inspired by a reader who is struggling with financial […]


Sample Contract for a Family Loan – Easy Yet Legal

In my article about lending money to a boyfriend, a reader asked for a sample contract for a family loan. Whether you’re lending money to a boyfriend or a family member, you need to get the details of the financial agreement in writing. Here’s what my reader wrote on What to Do When Your Boyfriend Asks to Borrow Money… “Thank you […]

Sample Contract for a Family Loan

How to Deal With Your Money Problems

These practical and emotional tips for dealing with money problems will help you cope with the stress of financial debt. Some of my suggestions are practical tips on how to deal with money problems; others are emotional ways to flow through this stage of your life. In The 21-Day Financial Fast: Your Path to Financial Peace and Freedom, Michelle Singletary […]

How to Deal With Money Problems

How to Get $10,000 1

How you get $10,000 cash depends on your assets and credit history. These tips on obtaining money start with a big asset, and end with generous family members… Here’s what Jason says: “My wife and I don’t want to refinance our home mortgage, but we need $10,000 cash to pay off credit card debt due to a medical health problem […]


When Your Stepson Won’t Repay the Money He Borrowed

Are you caught between a stepson borrowing money and a wife enabling him? These tips are inspired by a reader who lent his stepson money and can’t seem to get it back… “Help! I have a stepson who is 34 years old,” says Gerry on Should You Lend Money to Family Members? “Jack grew up without a dad. I’m married […]

son borrows money, doesn't repay

5 Reasons to Get a Student Loan If You Can’t Afford College 3

If you’re like me – wondering if you should get a student loan if you can’t afford college – check out these five reasons to borrow money from the government or a bank (private loan). Wait a minute – I revised, rewrote, and reposted this article!  Now it’s here: College Students: 5 Reasons to Embrace Student Loan Debt And it’s […]


How to Say No When Someone Asks You for Money 16

Saying no isn’t easy, but it’s almost always a mistake to lend money to friends or family members. These tips on how to say no nicely when someone asks to borrow money will help you politely decline their request. “Let today mark a new beginning for you,” says Stephanie Lahart, author of Overcoming Life’s Obstacles: Enlighten~Encourage~Empower. “Give yourself permission to […]