Credit Card Tips


How to Write an Appeal Letter to a Bank

Here’s the appeal letter I wrote to my bank to appeal their decision not to reimburse my checking and Visa accounts after thieves stole my credit and debit cards. You can use this as a sample appeal letter, especially if you need tips on writing an appeal letter to a bank about a student loan, mortgage application, or business loan. […]

bank appeal letter

When Your Wife Maxes the Credit Cards and Depletes Your Bank Account

What happens to a marriage when your wife almost bankrupts you? A husband describes how he survived financial infidelity in his marriage and offers tips for couples in similar situations. “The worst thing I ever survived was the financial infidelity of my wife, which to this day remains a life-changing experience,” says Ray. “When it comes to finances in marriage, […]


My ATM Card Was Stolen – Will the Bank Reimburse My Money?

Here’s what happened to me when my ATM bank card from TD Canada Trust was stolen. My bank almost didn’t reimburse my money – until I wrote an appeal letter, asking them to reconsider their decision. If the thieves who stole my purse use my ATM (debit) card to access my TD Canada Trust checking or savings account, will the […]

bank card stolen

7 Smart Ways to Get Rid of Credit Card Debt Forever

Tired of living under the burden of your monthly Visa or MasterCard bills? Put just ONE of these smart ways to get rid of credit card debt forever into action, and you’ll be halfway there. One of the most popular books about paying off debt on Amazon is Clark Howard’s Living Large in Lean Times: 250+ Ways to Buy Smarter, Spend […]

how to get rid of credit card debt

How to Fix a Credit Card Error on Your Visa or MasterCard

Knowing how to quickly repair a credit card error will protect you from credit fraud or even identity theft. These tips for fixing Visa or MasterCard mistakes are from a financial guru who’s “been there, done that.” I left my Visa at the SPCA three weeks ago, when I used it to buy my dog. They said they’d put it […]


8 Ways to Pay Off Debt When You Have a Low Income

A commonly asked question for people who don’t make a lot of money is, “How do I pay off my debt when I have a low income?” The bad news is there is no easy way to pay off your financial debt when your earnings aren’t high. The good new is that it is possible! I paid off my $25,000 […]


How Do I Pay Off Credit Card Debt? 6 Ways to Get Out of Debt

Making a long-term plan for paying off your credit card debt is the first step to being debt free. The second is so basic, it’s embarrassing. Before the tips, a quip: ”There are plenty of ways to get ahead.  The first is so basic I’m almost embarrassed to say it: spend less than you earn.” ~ Paul Clitheroe. There’s no big […]