Best Ways to Save Money Fast – 8 Quick Tips for Saving Cash 10


If you need quick tips for saving cash, you can’t afford to miss these “best ways to save money fast.” Even if you only try fourof these money saving tips, you’ll get your personal finances on track!

Before the tips, a quip:


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“If you only implemented the three R’s – reduce, recycle, reuse – in your kitchen, you would save money.” ~ Catherine Pulsifer.





Some of the best ways to save money fast is to reduce the amount you consume (stop buying stuff!), recycle “old” stuff (trade with friends, perhaps, or donate to the Sally Ann), and reuse your old stuff (e.g., reuse Baggies and tinfoil). Throwing away stuff is throwing away money!

And, here are eight more quick tips for saving cash fast…

What Are the Best Quick Tips for Saving Money?

Setting financial goals is the best way to achieve financial goals! I save money for my overseas vacations: I want to go on a cruise for my fifth wedding anniversary in October, and a two week vacation to Maui in January. It’s easier to save money fast when there are compelling reasons to save money! Why do you want to save money? What are your financial goals?

Once you figure out why you want to save money, you’re more likely to put these money saving tips to work…

Write your personal finance goals on your forehead

If you want to stay motivated to save money, you need to go beyond setting financial goals. You need to keep your goals front and center! The beauty of writing your financial goals on your forehead is that they’ll wash off when you shower. Every time you rewrite your goals, you’ll be newly motivated to achieve them.

Make two days a week “No Spend” days

“Unspend,” advise the financial gurus at DailyWorth. “No Spend Days are powerful budget-balancing tools. By simply not spending money one day a week, you give yourself more wiggle room in other areas.” I think one day a week is too easy – I challenge you to make two days a week your “No Spend” days! No fancy lattes, no DVD rentals, no 7-11 slurpees (my personal weakness), and no restaurant meals. In fact, I think this should be the number one way to save money fast.

Keep a running tally of how much cash you save

Every time you choose to take your lunch to work instead of buying it, or choose a regular coffee instead of a fancy frappuccino (this is one of my best ways to save money fast – I get a coffee out, but I don’t pay $5), write down how much money you saved. At the end of every week, tally up your savings. I guarantee that you’ll be shocked at how quickly you’ll save cash!







Figure out how to make money savings tips stick

You hear money saving tips all the time: cut grocery store coupons, stop eating out at restaurants, shop for second hand clothes, don’t use premium gasoline for your. But, do you actually apply those money saving tips to your life? One of the best ways to save money fast is to learn how to make good money saving tips stick.

Figure out why you spend money

You can read about the best ways to save money until the cows, sheep, and pigs come home! But if you don’t understand and perhaps even change your underlying financial beliefs, you’ll never get your personal finances in order. Are you an emotional spender? A compulsive shopper? Do you have faulty money beliefs? You can’t achieve your financial goals unless you deal with your money issues.

Stop buying DVDs and CDs

How many times do you really need to watch your favorite movies or listen to your favorite songs? I own and love the movies Chicago, Mr and Mrs Smith, and Thelma and Louise…but there are only so many times I can watch them! “I know someone with a massive DVD collection,” writes Pat Foran in The Smart Canadian’s Guide to Building Wealth. “He takes the bus because he can’t afford a car, but he does have every episode of The Twilight Zone.”

Get thee to a library!

My husband and I don’t just borrow books from our library, we take out magazines, CDs, DVDs, and audiobooks. I borrow Pilates, Yoga and other workout DVDs – which is a great way to save money on fitness. When was the last time you visited your local library? It’s a great place to save money!

If you think fear of success is holding you back — don’t laugh, it’s more common than you think — read The Courage to be Rich: Creating a Life of Material and Spiritual Abundance.

Enough about saving money fast…how about making more cash? Read What is Residual Income? How to Make Money Without Working.

And if you have thoughts on these quick tips for saving cash, please comment below.


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10 thoughts on “Best Ways to Save Money Fast – 8 Quick Tips for Saving Cash

  • Eco Christian

    Another way to save money: think about what goes into what you are buying. Is it from a company who mistreats their staff or hires cheap labor? is a drink basically just made from fake flavors and cheap white sugar worth that much?

    -Is there something else you really really want? are you only trying to substitute it for something you don’t “really” want but can “Afford?”.

    -is it durable and high quality? or is it, in honesty, just more junk?
    -What will you do with it in a month from now? does it have a spot in the home, or will it get tossed into a corner that still has space for more forgotten things?
    -Do you plan to move again soon? if so as well, will it likely be an even smaller home?

    I’m no pro saver, but I’m learning as I go. One thing I know I want, is a home without excess clutter…if you remember how it felt when your home was like a new slate once, even long ago (as in, it was like starting a whole new day with no baggage, felt like you had real possibilities with your time and home space), then you are going to be a lot more interested it keeping it that way, haha.

    Also, being more socially responsible is a huge way to question your purchases and change your mentality long-term. Some will cost more to cover better labor wages and such practices, but you probably won’t be spending as thoughtlessly anymore.

  • Laurie Pawlik-Kienlen

    Thanks for your “best way to save money fast” tip, Bruce!

    My problem is the opposite…I have such a hard time parting with my money, I can’t enjoy it. Seriously, I’m a bit of a miser.

  • Bruce

    I have always given myself a cash allowance for spending money. When I was fresh out of school and paying off student loans, trying to save a nest egg and making peanuts, my allowance allowed for a few treats. Two pints of beer a week at a bar, a slurpee, one meal out, maybe a movie or other ‘big ticket’ item. I trained myself to proportion the money so it would last two weeks (to avoid transaction fees at the bank). Now that I have been doing this for so many years it is easy and often I have cash left over at the end of the month. Budgeting is key to building wealth.

  • David A.

    Hey! Great ideas, I really liked the one about figuring out why you are spending your money. If anyone is interested, I found a blog like this that has heaps of great ideas and tips on it.Feel free to have a look if you want, it’s cash-strapped-blog.blogspot

  • 10 Best Ways To Save Money

    Real quality points on saving money. In the end, its very essential to strike correct balance between income and expenses to save money.

  • Laurie Pawlik-Kienlen Post author

    Thanks for your comment! I agree that the fifth tip (about making money savings tips stick) is worth thinking about….because it’s so easy to read and forget tips about saving money fast! The trick is to remember those tips, and actually apply them to everyday life.

    I like your habit of using a prepaid card. That way, you don’t give into temptations that can be obstacles to achieving your financial goals.

  • NetSpend

    Really good tips for saving/budgeting money. I was especially interested in #5 – “Figure out how to make money savings tips stick.”

    That’s probably one of the most difficult but one thing I’ve found that works is to separate out my funds and put any money for “extra expenses” on a prepaid card, that way, it’s away from my bank account and I can only spend what’s loaded onto the card.